You have watched or heard about us through Radio, National TV, or in Newspapers across the nation.  Now its time to make the call and set up a free consultation with a certified debt specialist. The consultation is completely free and will only take 30 - 40 minutes to complete.

Preparing for your consultation

It is not required but recommended that you provide your consultant with the following items listed below during your consultation. The more information you have prepared the better your chance of qualify for our program.

   A. List of all creditors to be enrolled into a program.
   B. Account balances on each of the creditors.
   C. Summary of your financial hardship (Prepare to tell us why you are looking for debt relief)
   D. Total Monthly Expenses (List out your bills each month)
   E. Total Monthly Income

Completing your application

A Sr. debt specialist will explain your options and help put together your application for debt relief. The specialist will structure your program on your ability to resolve your debt in a timely manual based on your financial ability. Once your have completed the application form it can be sent for approval either by faxing the documentation to your specialist or completing it online through our secured website for online applications.

Review Board

Within 72 hours of submitting your application you will be notified by either your specialist or a review board member on the status of your application. If you are approved your account will be created and your program will start on the designated time frame listed on your application. If you are not approved you will be given a list of options for alternative programs.